A bank charge is one of the withdrawals from your general bank. You have 3 options to post it:

1. Write General Cheque: with payment type = EFT. It will show as a cheque in your bank reconciliation

2. Post Journal Entry: it will not show in your bank rec, instead it will update your bank balance automatically after posting.

3. Posting Adjustments in Bank Reconciliation: either a recurring or New posting adjustment depends on if the bank charge is a same amount each month. If you choose this option, after you balance your bank and show $0 under Difference, you need to “Post Adjustments” before you finalize your bank reconciliation.